Macro Monday: November 3-7, 2025
RECAPPING LAST WEEK Strong earnings reports from some of the “Magnificent 7” technology companies boosted the Nasdaq Composite index by 2.3%, while U.S. Treasury yields rose after the Federal Reserve lowered interest rates but made statements leading to uncertainty about further cuts this year . The S&P500 gained less than 1% while Russell 2000 slid 1.3%, pressured by a rising U.S. dollar. Sector performance tilted negative despite technology’s strong showing. Sectors representing real assets slumped
Beginner's Guide to 401(k)s
What Is a 401(k)? A 401(k) is a retirement savings plan that provides tax advantages to savers. Named after a section of the U.S. Internal Revenue Code, the 401(k) is an employer-provided, defined contribution plan. The employer may match employee contributions; with some plans, the match is mandatory. There are two major types of 401(k)s: traditional and Roth. With a traditional 401(k), employee contributions are pretax, meaning they reduce taxable income, but withdrawals in retirement are taxed. Employee
Advantages of Defined Benefit Plan over Profit Sharing Plan and 401k
Advantages of Defined Benefit Plan over Profit Sharing Plan and 401k 1. Higher Contribution LimitsDefined Benefit Plans allow much larger annual contributions—often several times higher than Profit-Sharing or 401(k) plans.Contributions are based on the participant’s age, income, and desired retirement benefit, potentially exceeding $300,000+ per year for older, high-income earners.By contrast, 401(k) and Profit-Sharing Plans are capped at around $69,000 total (2024) including employer and employee
Six Benefits of Acupuncture
Six Benefits of AcupunctureAcupuncture is a natural holistic treatment that has many advantageskeywords: acupuncture therapy benefits, how does acupuncture work, does acupuncture hurt, best acupuncture near me, best acupuncture Orange County, best acupuncture Fullerton, OC acupuncture and Herbs You might be curious about acupuncture recently. Since the surfacing of the opioid crisis and now the COVID pandemic, most of us have been heavily researching on natural approaches to health. Here is a list of six
10 Reasons Why Business Owners Need a Buy-Sell Agreement
Top 10 Reasons Business Owners Should Have a Buy-Sell Agreement If you’re a business owner with one or more partners or shareholders, putting a buy-sell agreement in place may be one of the most critical steps you take to protect your company’s future. Without it, you run the risk of legal disputes, valuation conflicts, operational breakdowns, and major financial burdens for your business and your family. A properly designed and fully funded buy-sell agreement helps ensure your business continues to
News Release: Placentia Round Table Women's Club Awards $60,000 in Scholarships to Local Students
Placentia Round Table Women's Club Awards $60,000 in Scholarships to Local StudentsPLACENTIA, CA – The Placentia Round Table Women's Club, a non-profit service organization, is proud to announce the award of $60,000 in scholarship funding to support local students in their educational pursuits. This year, the organization awarded sixty $1,000 scholarships across two categories: • Graduating seniors from Placentia-Yorba Linda School District high schools • Ten special "Tommie Kalman Memorial
Fascia Therapy Acupuncture in Fullerton
Fascia Therapy Acupuncture in FullertonFascia can become densified and cause myofascial pain and chronic inflammation. Acupuncture combined with manual therapy is a great way to treat fascia dysfunction in the body In holistic healing, fascia therapy through acupuncture is a new perspective incorporating modern science based knowledge about fascia with acupuncture treatments. Orange County Acupuncture and Herbs is proud to offer this innovative and effective modality to help restore balance and promote











